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Put Your Money to Work.
And Put Your Mind at Ease.

Earn More With a Certificate

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Certificates

as high as
4.25%
APY

Auto Rates

as low as
4.99%
APR

Home Loans

as low as
5.725%
APR

Credit Cards

as low as
11.99%
APR
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Auto Loans
Auto Loans
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Home Loans
HELOC
HELOC
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Credit Cards
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Savings
Savings

Shop. Swipe. Win.

We’re Rewarding You This Season with 300+ Chances to Win

’Tis the season to make your purchases count. From November 12 through December 26, every eligible purchase with your Mission Fed Credit or Debit Mastercard® earns you one entry for a chance to win something unforgettable — from a dream getaway to daily $500 prizes.
See How to Win
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Grow Your Savings with a Certificate

Secure Your Future with Guaranteed Returns

Lock in steady growth for your savings with our Certificates. Flexible terms, guaranteed returns, and peace of mind—because your hard-earned money should work hard for you.
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Couple enjoying their new patio

Unlock Your Home’s Potential with a HELOC

Flexible Funds for What Matters Most

Your home’s value can do more. Whether it’s home improvements, life events, or major expenses, our Home Equity Line of Credit gives you the power to make it happen.
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Mission Fed employee

Plan for Tomorrow, Today

Let's Reach Your Goals Together

We're here to help make banking a little easier and a lot more personal. If you’re thinking about your next financial move or just want to make sure you’re on the right track, let's chat.
Connect with Us

Who We Are

We’re a member-owned, not-for-profit financial cooperative dedicated to serving your financial needs.
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Empowering Your Financial Wellness

Tools and Resources to Help You Thrive

Mission Fed partners with BALANCE to provide free access to resources and tools to help our members plan their path toward financial wellness.

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Community is Everything

We’re Not Just in San Diego, We’re Part of San Diego

We are here to enrich the lives of San Diegans and strengthen the communities we all share. We invest in partnerships with organizations that contribute to the well-being of the people who live, work and play here.

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Good for You. Good for All.

Lower Rates. Higher Purpose.

What makes Mission Fed different? We are owned and governed by our members and lead with a people-over-profits philosophy. Our members and the communities we serve are the heart of everything we do.

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Mission Fed cares enough to educate beyond just how to write a check. It’s how to make my money work for me, my future, and my family.

Sofia R.

Your Membership Matters. Become a Mission Fed Member and Support the San Diego Community.

Join Now

Disclosures

Must meet membership and account criteria. All loans subject to credit approval. Rates, terms, and conditions subject to change without notice. Rates are based on credit and other criteria. The loan rates shown are our lowest rates, your rate may be higher. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International, Inc. Restrictions apply.