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Meet Ed, Your Money Wingman.

Let’s Get You There.

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Certificates

as high as
3.51%
APY

Auto Rates

as low as
4.99%
APR

Home Loans

as low as
5.781%
APR

Credit Cards

as low as
11.99%
APR
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Auto Loans
Auto Loans
Home Loans
Home Loans
HELOC
HELOC
Credit Cards
Credit Cards
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Savings
Savings
Jackson Merrill

Win an Autographed Jackson Merrill Baseball

Celebrate the Padres’ Season with Our Big League In-Branch Experience

Step up to the plate for a chance to win an autographed Jackson Merrill baseball when you swing by any Mission Fed branch in April. Plus, pick up a free rally towel while supplies last.
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Reward Yourself with the Premier World Mastercard®

Earn Points on Every Purchase, Everywhere You Go

This card isn't just for spending—it's for living. Enjoy more from every purchase with rewards, cash back, travel perks, and exclusive benefits. Elevate your spending while keeping more money in your wallet.
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friends together

Home Equity Line of Credit (HELOC)

Unlock Your Home’s Equity

Your home is one of your greatest assets, why not make it work for you? A Home Equity Line of Credit (HELOC) gives you flexible access to funds for renovations, debt consolidation, or big expenses. Lower rates than credit cards and personal loans make it an easy, smarter way to borrow.
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Ed from Mission Fed

Ed from Mission Fed

Your Wallet’s Best Friend

Ed’s here and he’s ready to help you save smarter, spend wiser, and get there faster. Because when it comes to your goals, the right partner makes all the difference.
Get There

Who We Are

We’re a member-owned, not-for-profit financial cooperative dedicated to serving your financial needs.
Father and daughter shopping for guitars.

Empowering Your Financial Wellness

Tools and Resources to Help You Thrive

Mission Fed partners with BALANCE to provide free access to resources and tools to help our members plan their path toward financial wellness.

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Group of students and their teacher pose like they are surfing in front of a wall mural with waves

Community is Everything

We’re Not Just in San Diego, We’re Part of San Diego

We are here to enrich the lives of San Diegans and strengthen the communities we all share. We invest in partnerships with organizations that contribute to the well-being of the people who live, work and play here.

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Kids at JA Biz Town

Good for You. Good for All.

Lower Rates. Higher Purpose.

What makes Mission Fed different? We are owned and governed by our members and lead with a people-over-profits philosophy. Our members and the communities we serve are the heart of everything we do.

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Mission Fed cares enough to educate beyond just how to write a check. It’s how to make my money work for me, my future, and my family.

Sofia R.

Your Membership Matters. Become a Mission Fed Member and Support the San Diego Community.

Join Now

Disclosures

Must meet membership and account criteria. All loans subject to credit approval. Rates, terms, and conditions subject to change without notice. Rates are based on credit and other criteria. The loan rates shown are our lowest rates, your rate may be higher. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International, Inc. Restrictions apply.