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Limited Time, Big Returns

Earn 6.00% APY

Grow Your Savings with Our High-Yield Certificate

Looking for a smarter way to build your savings? As a new Mission Fed member, you can earn 6% APY on a 6-month Certificate when you open a Checking Account with a monthly direct deposit of $500 or more. It’s a win-win for your money and your goals.

Why Choose a Certificate?

Certificates are one of the most reliable ways to grow your money. With Mission Fed’s high-yield 6-month Certificate, you’ll earn more in less time, while knowing your money is safe and secure. Here’s how we can help you reach your financial goals:

  • Earn 6% APY
    One of the highest Certificate rates in San Diego or anywhere in the U.S., designed to help your savings grow quickly in just 6 months.
  • Low Minimum Deposit
    Start with as little as $2,000 to take advantage of this high-yield Certificate.
  • Safe and Secure
    Your Certificate is federally insured by NCUA, so you can grow your savings with confidence knowing your funds are protected.

Ready to Get Started? Give us a call at 800.500.6328 or stop by one of our 30+ local branches to open your account and start earning 6% APY today.

Make an Appointment

The Benefits of Joining Mission Fed

At Mission Fed, banking isn’t just about transactions — it’s about community, connection, and making a real difference in San Diego County. We’ve been in the neighborhood since 1961, growing alongside our vibrant community, giving back to hundreds of local nonprofits, and always putting our members’ interests first.

Hear from one of our 300,000+ members about the Mission Fed difference and why they love banking with us:

When you join, you’ll enjoy all the benefits of our community-focused approach to banking:

  • Great Rates and Low Fees: We’re committed to helping you keep more of your hard-earned money.
  • Convenient Banking: Access your accounts anytime, anywhere with 24/7 mobile and online banking.
  • Personalized Service: Real people, real help—whether over the phone, through chat, or in one of our branches.
  • Exclusive Member Perks: Access special products, financial resources, retirement planning, insurance options, and home-buying assistance.
  • 30,000 Fee-Free ATMs Nationwide: Banking made easy, wherever life takes you.
  • Support for Local Communities: Your membership helps make a difference in San Diego County by helping us support hundreds of local nonprofits and community initiatives.
Make an Appointment

Disclosures

Federally insured by NCUA.

APY = Annual Percentage Yield. Offer is for new members only. Checking Account with a monthly direct deposit of at least $500 is required within 60 days of Account Opening. Minimum deposit is $2,000, with a maximum of $20,000 per household. Dividends must remain on deposit to earn the full APY. Early withdrawals may reduce earnings and penalties may apply. Rates, terms, and conditions are subject to change. Other restrictions may apply.

All loans subject to credit approval. Insurance products are not insured by NCUA or any other state or federal government agency; are not a deposit of or guaranteed by Mission Federal Credit Union. Restrictions Apply. Mobile and data rates apply to mobile banking.